How finance teams use AI, how to do it well, and what it means for your job. Written for people who build the budget and the forecast, not people who build models.
LLM API prices keep dropping, but thin SaaS wrappers aren't getting richer. Here's what's really happening to margins as GPT-5.6 and GLM-5.3 get cheaper.
A grounded cost breakdown comparing cloud LLM API pricing to owning quantized local models, with break-even math and real benchmark data.
Frontier AI APIs carry 5x to 50x markups over raw compute. Here is the real math on self-hosted inference, routing, and when each wins.